Month 1
November 1st, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 3 Bedroom Apartment 3 Bedroom Apartment in Kuje, Abuja
Important details about the 12 Months Payment Plan
Repayment Schedule for the payment of 12 Months Payment Plan
November 1st, 2026
December 1st, 2026
January 1st, 2027
February 1st, 2027
March 1st, 2027
April 1st, 2027
May 1st, 2027
June 1st, 2027
July 1st, 2027
August 1st, 2027
September 1st, 2027
October 1st, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | November 1st, 2026 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦30,800,000 |
| 2 | December 1st, 2026 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦28,000,000 |
| 3 | January 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦25,200,000 |
| 4 | February 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦22,400,000 |
| 5 | March 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦19,600,000 |
| 6 | April 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦16,800,000 |
| 7 | May 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦14,000,000 |
| 8 | June 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦11,200,000 |
| 9 | July 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦8,400,000 |
| 10 | August 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦5,600,000 |
| 11 | September 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦2,800,000 |
| 12 | October 1st, 2027 | ₦2,800,000 | ₦0 | ₦2,800,000 | ₦0 |
These are the different levels of finishing which the 3 Bedroom Apartment can be purchased using the 12 Months Payment Plan and the various prices on each finishing level.
How the 12 Months Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Your affordability for the 12 Months Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for 12 Months Payment Plan
This plan does not require any documents.